Managing Director, Cholamandalam Investment & Finance Vellayan Subbiah, son of Padma Bhushan M V Subbiah, is part of the fourth generation of the Murugappa family. Mr. Vellayan, holds a degree of Bachelor of Technology in Civil Engineering from the IIT Madras and a Masters in Business Administration from the Michigan University, USA. His professional experience includes a 6 year stint with McKinsey, Chicago and associations with 24/7 Customer Inc. Las Gatos and The Carlyle Group, San Francisco. He later debuted in the Murugappa Group, steering its BPO arm Laserwords and is currently the Managing Director of Cholamandalam Investment And Finance Company limited, a Murugappa group company. Mr. Vellayan is an avid cyclist and a marathon runner.